Also for an advantageous investment mortgage DGA Financial Advisors is the place to be. Together with you, we will find the mortgage that best suits your personal situation. Our experienced advisors are happy to help you!
Because DGA The Hague works completely independently and is therefore not bound to any bank or insurance company, you are assured of objective advice. In addition, we can offer you tariffs that are among the lowest in the Netherlands.
You are very welcome to visit our office in The Hague. Or would you prefer one of our advisors to visit you? Then we would be happy to make an appointment with you!
Many customers in The Hague, Scheveningen, Voorburg, Leidschendam, Voorschoten, Stompwijk, Zoetermeer, Nootdorp, Rijswijk, Wassenaar, Pijnacker, Delft and Wateringen have obtained an advantageous investment mortgage through DGA Financial Advisors. Of course, we are also happy to help you!
With an investment mortgage, you only pay back the loan amount at the end of the term. Of course, you pay interest on the outstanding amount during the term, but you also pay a monthly premium. This premium is invested in stocks and/or bonds, for example. The intention is that the accumulated investments at the end of the term will provide sufficient capital to repay the mortgage in one go.
The investment mortgage has two variants. One variant invests directly in investment funds, with most lenders requiring term life insurance as a prerequisite. The other variant invests through life insurance. In both cases, it is only known afterwards whether sufficient assets have accumulated to repay the loan. If too little capital has been accumulated, you will be left with residual debt.
An investment mortgage offers a lot of freedom. Apart from a minimum monthly premium imposed by the bank, you can largely decide how much money you want to deposit each month and which investment funds you want to invest in. The appeal of investing lies in the potential for significant increases in the value of stocks. However, investing is unpredictable and carries risks. It is also possible that your investments could yield little or no return. In such cases, at the end of the mortgage term, you may be left with residual debt.
An investment mortgage can be an attractive option if you like to invest. In addition, you must be able to afford the necessary financial risks.
