Are you looking for a mortgage for your (new) business premises? With the current low mortgage rate, a lot is possible. You can contact our DGA mortgage advisors for advice on your mortgage options and how to apply for a corporate mortgage. We'll explain step by step how the application process works below.
Before purchasing commercial property for your company, it is important to understand your mortgage options. This helps you to find a suitable property in a more targeted manner. At DGA, we are ready to answer your questions and calculate your financial options without obligation.
During the first free conversation, we will discuss your situation and wishes. Our advisor asks questions to determine whether the business mortgage is right for you, such as:
• Do you already have your eye on a building? Is it an existing building or a new one?
• How long have you been an entrepreneur and in which industry?
• What is the expected purchase price of the property?
• Do you have sufficient funds to cover the buyer's own contribution and costs?
• Will the property be used for personal use or rental?
Based on your situation and financial data, we determine whether the business mortgage is suitable and what you can borrow as much as you can.
Have you found a suitable property and maybe already made an offer? Then we will schedule a follow-up appointment together to apply for the business mortgage. During this consultation, we will discuss the service document with you, which explains our costs and services during the application process. To submit the application, we ask you for a few important documents, such as your Chamber of Commerce number, annual results and proof of your own contribution. We will submit the application and keep you informed of the progress.
After submitting your application, we will assess your financial situation and see if your company generates sufficient income to cover the mortgage costs. If there are any questions or uncertainties, we will contact you for further explanation.
Has your application been approved? Then you will receive a quote with the interest offer, the conditions and the next steps in the process. Do you agree to the quote? Then return the signed documents to us. If your application is rejected, we will discuss the reasons with you and look for possible alternatives.
After accepting the quote, we will conduct an additional customer survey to verify that you meet all criteria. If everything is in order, we can provide the financing permanently.
Once everything has been arranged, we will send the necessary documents to the notary to draw up the mortgage deed. The money will be transferred to the notary, and you can make an appointment to officially close the mortgage. Congratulations on your new business premises and good luck with your business!
Want to have a business mortgage calculated? With today's low mortgage rates, more is possible than you think. Fill in your details and we will calculate your business mortgage for you without obligation.
